Mortgage disclosures
Matt Adler, Mortgage Loan Officer, NMLS #138345, Lake Michigan Credit Union. Equal Housing Opportunity. All loans are subject to credit approval, property approval, program eligibility and availability. This website is not a commitment to lend or a Loan Estimate.
Program information
Guidelines, pricing, rates, limits and availability may change without notice. Examples are educational estimates and are not guaranteed terms. Actual qualification depends on a complete application and review.
Licensing and availability
Matt Adler, NMLS #138345. Property-state licensing and LMCU program availability must be confirmed before application. Additional company and state disclosures may apply to a specific advertisement or transaction.
No government affiliation
References to MSHDA, FHA, VA, USDA or other public programs are educational and do not imply endorsement or government affiliation unless expressly stated by the relevant agency.
Frequently asked questions
Is website information a commitment to lend?+
No. It is educational and does not replace a Loan Estimate, approval or written commitment.
Can program terms change?+
Yes. Rates, limits, guidelines and availability may change without notice and must be confirmed for the specific application.
Does mentioning a public program imply endorsement?+
No. References to government or housing programs are educational unless the relevant agency expressly states otherwise.