Matt Adler: strategy, experience and a mortgage relationship built to last
Matt Adler is a Mortgage Loan Originator with Lake Michigan Credit Union, based in Troy and serving borrowers across Metro Detroit, Ann Arbor and eligible markets.
I’m Matt Adler, a mortgage loan officer at Lake Michigan Credit Union. For more than 20 years I’ve focused on one thing: finding the path to yes when a standard loan doesn’t fit.
That describes most of the people I work with. There’s the resident with six figures in student loans and a contract that starts in July. There’s the family building on a lot they haven’t closed on yet. There’s the couple who found their next house before selling the one they’re in, and the first-time buyer who assumed they needed 20% down. On paper these look complicated. In practice, they need someone who knows which tools exist and how to put them together.
Physician loans are a big part of my business. I work with residents, fellows, attendings, and relocating doctors in Michigan, Ohio, Indiana, Illinois, Wisconsin, and Florida. I also do construction financing in Michigan and Florida, buy-before-you-sell and move-up/move-down strategies, and first-time buyer programs, including MSHDA.
I don’t lead with a rate. I take a data-driven approach to each step, giving the client the competence and confidence to make a decision. I want to know where you’re headed over the next five years, not only at the next closing, and then build the plan around that. After closing I stay involved through annual reviews, rate watching, and equity check-ins, because your mortgage should keep working for you after you get the keys.
Realtors and builders bring me in early because I pick up the phone and tell them the truth about a deal, including when it isn’t what they hoped to hear.
Outside of work, I have a degree in music performance from Eastern Michigan University, which turned out to be good training for showing up and doing the reps. I live in Michigan with my wife and kids. I am a foodie and love to work out and compete in endurance races. Oh, and I overthink everything, so you don’t have to.
If you’re buying, building, or trying to figure out what’s actually possible, let’s talk.
Bring Matt into the conversation.
Matt speaks with mortgage professionals, Realtors, builders and business leaders about relationship-driven growth, complex financing, niche strategy, team structure and building a mortgage practice that lasts.
Invite Matt to speak
Conference stages, leadership meetings, sales events and practical team training.
- Modern Mortgage SummitOwn the Relationship FirstWashington, D.C. · April 2026
- Modern Mortgage SummitRedefining the mortgage experienceMarch 2025
- Michigan Mortgage Lenders AssociationMortgage strategy and productionMMLA industry stage
Book Matt as a podcast guest
Real conversations about mortgage strategy, referral growth, leadership, client experience and the systems behind high-volume production.
- The Way with Dino KatsiametisHow Matt Adler Closed $250M with a Small TeamFebruary 2026
- LoanOfficerPodcast.comHow Matt Adler Built a $300M Mortgage Business Through ReferralsJune 2026
- The Bulldogs PodcastMortgage Expert Matt Adler: How to Qualify for a Home MortgageApril 2025
- Street Level StrategiesIn the Trenches with Top Producers: Matt AdlerMay 2024
A team built around execution
Mortgage strategy matters only when the file is executed well. Matt works with a support team across preapproval, document review, processing and closing so questions are identified early and the borrower knows what happens next.
Mortgage Under Management
The relationship does not stop at closing. Matt helps clients evaluate rates, equity, property values, recasting, debt strategy and future real-estate goals as circumstances change.
See how ongoing management worksYour situation deserves more than a generic answer.
Talk through the numbers, timing and tradeoffs with Matt before you commit.